Terms of Service
Last updated: June 10, 2026
These Terms of Service govern your access to and use of the Rulio website, waitlist, and any related services provided by Patrick Thomas and Partners Limited. By accessing the service, you agree to these terms.
Acceptance of Terms
These terms apply when you visit rulio.io, join the waitlist, or otherwise interact with Rulio. If you do not agree, please do not use the service.
Eligibility
You must be at least 18 years old and able to form a binding contract to use the service.
Waitlist and Early Access
Joining the waitlist does not guarantee access to the product. Early access may be offered at our discretion and may change or be withdrawn at any time.
Your Account
You are responsible for the information you provide and for any activity associated with it. Notify us promptly of any unauthorized use.
Acceptable Use
You agree not to misuse the service.
- Do not use the service for any unlawful purpose.
- Do not attempt to interfere with or compromise its security or integrity.
- Do not reverse engineer or copy any part of the service except as permitted by law.
Intellectual Property
The service and all related content, trademarks, and logos are owned by Rulio or its licensors and are protected by intellectual property laws.
Third-Party Links and Services
The service may contain links to third-party sites or services that we do not control. We are not responsible for their content or practices.
Disclaimers
The service is provided as is and as available without warranties of any kind, whether express or implied. Rulio is not a bank and does not provide financial, investment, legal, or tax advice.
Limitation of Liability
To the maximum extent permitted by law, Rulio will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the service.
Indemnification
You agree to indemnify and hold Rulio harmless from claims arising out of your misuse of the service or violation of these terms.
Termination
We may suspend or terminate your access to the service at any time, with or without notice, for any reason, including violation of these terms.
Governing Law
These terms are governed by the laws of England and Wales, without regard to conflict-of-laws principles. Any disputes will be resolved in the courts of England and Wales.
Changes to These Terms
We may revise these terms from time to time. The updated version will be posted here with a new last updated date. Continued use of the service constitutes acceptance of the revised terms.
Contact Us
Questions about these terms? Contact us at legal@rulio.io or write to 22 Snaresbrook Drive, Stanmore, England, HA7 4QW.